๐Ÿงฎ Rent Calculator

What Will the PHA Actually Pay?

Enter the ZIP, unit size, asking rent, and tenant's total tenant payment (TTP) โ€” we'll calculate HAP, tenant share, and whether the unit is affordable under HUD's rent-reasonableness rule.

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Inputs

The contract rent you want the PHA to approve.
If the tenant pays any utilities (electric, gas), the PHA deducts an allowance.
From the PHA serving this address. Look it up โ†’
Total Tenant Payment = 30% of adjusted monthly income (per 24 CFR 5.628). Estimate โ†’

Enter inputs to see results

Results update as you type.

How it works

HUD rule (24 CFR 982.505): HAP is the lesser of โ€”

1) Payment Standard โˆ’ TTP
2) Gross Rent โˆ’ TTP

Gross Rent = Contract Rent + Utility Allowance

The tenant pays the rest. If Gross Rent exceeds the Payment Standard, the tenant pays 100% of the overage on top of TTP. The tenant's total family share cannot exceed 40% of adjusted income at initial lease-up.

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