🧮 Rent Calculator

What Will the PHA Actually Pay?

Enter the ZIP, unit size, asking rent, and tenant's total tenant payment (TTP) — we'll calculate HAP, tenant share, and whether the unit is affordable under HUD's rent-reasonableness rule.

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How it works

HUD rule (24 CFR 982.505): HAP is the lesser of —

1) Payment Standard − TTP
2) Gross Rent − TTP

Gross Rent = Contract Rent + Utility Allowance

The tenant pays the rest. If Gross Rent exceeds the Payment Standard, the tenant pays 100% of the overage on top of TTP. The tenant's total family share cannot exceed 40% of adjusted income at initial lease-up.